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The German Federal Education and Training Assistance Act (BAföG) is aimed at enabling young people to study at university regardless of their family's financial situation.
One half of the funds provided by BAföG takes the form of an allowance and the other half is an interest-free loan. These payments must then be paid back after your period of study up to a maximum of €10,000. Repayment must begin within five years after the grant was given and be completed a 20-year period.


The best and fastest repaying students are rewarded by a waivering of the loan by 15-25%!

Eligibility to claim funding through BAföG depends on a student's age, nationality and individual qualifications.

Details can be found under:

  • German Federal Ministry of Education and Research or
  • The Centre for Innovation and Consultancy at the KIT (ZIB),
    Brochure "Studienkosten und Studienfinanzierung an den Hochschulen in Karlsruhe und Pforzheim" (Costs of study and funding studies at universities and colleges in Karlsruhe and Pforzheim).
    Website: http://www.kit.edu/lehre/507.php
    You can download the pdf file here: KIT ALLGEMEIN Studienfinanzierung.pdf (general advice on funding studies at the KIT)

The maximum funding amount at present is €643 and allows for an auxiliary income of up to €400 per month.

Detailed Information on BAföG and applying for it are supplied by the Student Services Studentenwerk Karlsruhe,
Amt für Ausbildungsförderung (Tel. 0721/ 6909 – 177).